Payment / Export Insights
Notes on global payments, export growth, and financial operations
Practical essays for exporters, finance teams, and operators building faster cross-border payment workflows.
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Invoice Factoring in Brazil: What It Is and How It Works
Learn how invoice factoring in Brazil works, including single-invoice vs. whole-book factoring, buyer notification, costs, risks and cross-border invoices.

Brazil Split Payment: How the New IBS/CBS System Will Affect Business Cash Flow
Brazil’s new split payment system will change how IBS and CBS are collected by separating tax during payment settlement. Learn what the latest rollout timeline means for cash flow, working capital, receivables, and how businesses can prepare.

Why Brazilian Companies Are Moving to Paraguay and How to Finance the Operation
Brazilian companies are moving production to Paraguay for lower costs, Maquila incentives and Mercosur access.

Brazil Selic Rate at 14.25%: Importer & Exporter Guide
Brazil’s 14.25% Selic rate raises funding and FX pressure. Learn treasury strategies for importers and exporters to protect liquidity and margins.

How Much Does an International Business Transfer Really Cost?
International business transfer costs include wire fees, FX markups, intermediary charges, and delays. Learn how to calculate the real cost.

Best Global Business Bank Accounts in 2026 | Specie
Compare the best global business bank accounts for international payments, FX, local rails, yield, fees, and trade finance. See why Specie leads.

How to Improve Cash Flow with Real-Time Payments, Invoice Factoring, and Smarter Financial Operations
Learn how to improve cash flow with real-time payments, invoice factoring, faster collections, optimized FX, forecasting, and better payment terms.

How Does Specie Work? A Better Way for Global Businesses to Move Money
Learn how Specie works for global business payments, FX, treasury, local rails, yield, and Brazil export flows with faster settlement than traditional banks.
